Discrimination & Sexual Harrassment

EMPLOYEE PRACTICES LIABILITY INSURANCE PROGRAM HIGHLIGHTS include:
  • Broad coverage of wrongful employment practices including Employment termination, Discrimination, Sexual Harassment, Violation of the Whistleblower Act, and all the important tort elements including Mental Anguish and Emotional Distress.
  • Available coverage limits of $100,000 to $1,000,000.
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  • Full "Prior Acts" coverage.
  • Insures the entity as well as directors, officers, owners, members, partners and their spouses.
  • Insures all employees, including part-time, temporary and seasonal (independent contractors are not covered).
  • Contains a "Duty to Defend" provision.
  • Insuring Agreement is written on a "Pay on Behalf of" basis.
  • Broad definition of Claim.
  • Policy is non-cancelable except for non-payment of premium.
This coverage IS NOT AVAILABLE for: Lawyers, Temporary Leasing Agencies, or Public Entities.